The job of a cheerleader is to deliver the "sis boom bah," to psych up the team. The job of the mortgage professional and the real estate agent is to also be the protagonist of the potential homebuyer. We are to motivate you and give you the tools and tips to have a successful home buying experience. Properly prepared homebuyers don’t have loan approval issues, borrowers feel confident in any situation, and are able to think on their feet because your “Cheerleaders” have prepared you well for the game.
Tips From Your Greatest Cheerleaders:
- Keep revolving balances below 50%
- Don’t open new accounts
- Don’t pay off older liens or judgments' wait until your loan officer has reviewed your credit.
- Bring past due balances current
- Avoid any late payments
- Keep a mix of revolving and installment accounts and use them regularly
- Don’t buy cars, furniture or other items on credit before closing
Now go out there and get in the GAME! Contact your preferred mortgage person and contact a Realtor, now you have the tools the tips and the team, check back regularly for more tested mortgage and credit related advice.
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Robert B. Summers
317-925-1877
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